Things I Won’t Give Up to Save Money

What would you give up to save money? Here's a list of things you won't find me giving up to save a dime. #finance #debt | Rose Colored Water

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It’s not uncommon to hear of people “giving things up” in the name of frugality. There’s nothing wrong with it, but we all have our breaking points. I have given up many things over the past years for a desire to save and pay off more debt. I’ve also given up things because I was broke.

Now that I am no longer broke (although I am in a lot of debt), there are certain items in my life that I refuse to budge on for the sake of “saving money.” Please – no judging.

What would you give up to save money? Here's a list of things you won't find me giving up to save a dime. #finance #debt | Rose Colored Water

1. Razors/Shaving

I’m sorry, but I NEED to shave my body. I have never been one of those women who hates shaving. Sure, it’s annoying sometimes, but I love when my legs feel silky smooth. I don’t own a fancy Venus razor either. I buy disposables and I make them last. Even still, razors are expensive, but you won’t see me tossing them to the side to save a few bucks.

2. Coffee

I’m not talking Starbucks here. I am not a fan of them anyways. I’m talking regular old coffee. It would probably save me at least $30/month, if not more, but I love my Keurig and the satisfaction it brings. Maybe it’s because I’ve developed a morning ritual and I don’t want to lose that. I don’t know, but I won’t be giving up coffee anytime soon.

3. Shampoo/Conditioner

First off, if you make your own shampoo and conditioner, more power to you. I will stick with Loreal for my hair needs. I can’t imagine living without these items in my shower. I don’t wash my hair that much anyways, so the savings wouldn’t be significant enough to start going without.

4. Lighting

I love a well-lit home. I feel inspired and full of life in bright spaces with lots of light. I prefer natural light, but when the sun goes down, you won’t see me working by candlelight. Mike and I both flip on the switches. We prefer it that way. I know it’s not the most environmentally-friendly, but it’s not that we’re wasteful. We just don’t enjoy sitting in darkness.

5. Meat

While it sounds a bit extreme to me, people will take on the vegetarian lifestyle to save money. I have no desire to take our frugality to that level. Mike is a big meat eater, and I like a good steak every now and then. We cook some kind of meat 3-4 times a week. I don’t know what we’d do if we had to go without. It would be a nightmare.

6. My Car

It’s unrealistic. I live 8 miles away from work. It doesn’t seem like a lot, but that’s more than an hour ride on public transit (bus ride). Military rides free in Denver, so yes, we would save about $500 a month if I got rid of my car/insurance/gas payments. But what would I lose? I would feel chained down. My job requires me to travel around the base and a government vehicle isn’t always available. I would become a burden on my co-workers. I would lose 2-3 hours of my day to riding a bus. Not to mention – we’ve had three huge snowstorms since I moved here. I believe public transit did not run 2 of those 3. How would I get to work?

Yeah, the savings would be huge, but right now, it’s not worth it to me.

7. My Dog

Unfortunately, I’ve heard of people doing this on more than one occasion. Whether they can no longer afford to feed their pet, or they are just tired of paying for the needs of an animal – it angers me to see people act so flippant about animals. There is a dog shelter in the Denver area that specializes in big dog breeds. More often than not, people give up their large breed dogs – Great Danes, Irish Wolfhounds, & Great Pyrenees’ – just to name a few – because they cannot afford to feed them. I would never give Motley up to save money. Animals are a lifetime commitment.

I’m sure I could name more things I wouldn’t give up to save a buck – but these are some of the essentials. What things would you never give up to save money?

Tell me what you think!