2016 Resolutions | 2nd Quarterly Review

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Helllooooo! I am back from my blogging break and feeling so much better. I’ve had time to write some posts I had been putting off, and I’m going to try to stick to a more realistic posting schedule. I’ve been reading a lot and trying to make the most of this Colorado summer. The truth is, being in the Air Force requires a lot of energy – especially in the first months of being operational. I’d be lying if I said there aren’t some days where I get home and hop right into bed. It has been a difficult transition, but so worth it. Now that things are relaxing and I’m settling into a routine, life is easier and my motivation to write is back.

On that note, what better way to reintroduce myself than with a resolutions update? My last update was in March, so this really isn’t a 2nd quarter review, but I’m calling it that anyway. I feel like a lot of progress has been made over the last 5 months. I admit, some of these are not going to get accomplished because our trajectory has changed. Nevertheless, these resolutions have acted as a guide for my life through the months, and even if I don’t complete them… they have had a positive impact. Here’s a recap:

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1. Pay off 5 debts

By April, we had paid off two debts (the Chase card and Sallie Mae loan). I also decided to transfer the Quiksilver balance over to the Discover card for a 15 month 0% offer, so I consider that as a debt paid because we are now keeping the Quiksilver at a $0 balance. I also decided to bite the bullet and pay off our Citi card. We are now focused on aggressively paying down the Discover to continue boosting our credit score (as we have some big plans for the near future – more on that later).

2. Boost our emergency fund to $5000

We’re not doing super great on this because we had a tough couple of months when we first moved to Colorado. I don’t want to go into detail here, but our emergency fund took a bit of a hit. We’re currently hovering around the $2500 mark.

3. Explore Denver.

This has been going really well. I’ve accomplished several things on my list “10 Things I Want to Do in Denver.” I’ve ridden the Denver light rail a couple of times and drove up Mt. Evans. I also saw a Rockies game. Football season is coming, so hopefully we can catch a Packers or Chiefs game soon!

4. Complete my CDC’s.

DONE. I didn’t believe I would actually complete these before September, but I feel so great knowing I did. Really, the reason I fast-paced these was because of something I decided to do that is extra exciting. I’ve dedicated a whole post to it for later on this month. Anywho, CDC’s are done and I can focus on bigger and better things now!

5. Complete my CCAF.

I haven’t finished it yet because they won’t let you take courses until your CDCs are completed, but I have no doubt that I can have this by the end of the year. All my transcripts were accepted, and I only need two management courses to complete it. I can CLEP both of these, so I’m excited to move onto that around December.

6. Open a TSP (Thrift Savings Plan).

Check. I’ve been putting 18% of my income into this every paycheck. I watch the number go up a little bit every time, but the dang stock market hasn’t been that great. Isn’t the world crazy right now? It doesn’t matter though, as we all know that investing for the long-term is the way to go. I feel confident for my future retirement, even if I can only put in 18% right now.

And that’s where we are! How are your resolutions going?

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