My 100 Day Spending Fast

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In September 2017, I dared myself to survive a one-month spending ban. The ban was mostly successful, thanks to the encouragement and help from my friends and family. In December, after buying loads of Christmas presents, I knew another detox was needed. In my goals for 2018, I vowed to pay down $20,000 of my debt in hopes of reaching a record low of $40,000.

This audacious goal won’t come without sacrifice. That’s why I’m cutting my excess spending for 100 days.

100 Days Spending Ban | Rose Colored Water #debt #money #spendingfast

January 1st – April 10th

This spending fast could not have arrived at a worse time, but maybe that makes it the best time. There’s no time like the present. The next few months require so much of me and my money. I have to:

  • move to a new apartment (deposits, fees, etc.) – My roommate is PCS’ing and most of my friends are moving as well, so I’ll be living in a one bedroom.
  • a lot of going away parties and gifts – my friends know I’m on a spending fast, but I wouldn’t miss their going away parties for anything! I will spend some money to be with them and wish them well on their new adventures.
  • the vet has recommended that Motley’s teeth be cleaned – This procedure will cost around $1000. I am still trying to decide if this is a necessary procedure.
  • the A/C went out in my Terrain – This is not something I am going to fix until I absolutely have to. Living without air in the car won’t be so bad when I’m not commuting an hour each way.

All of these things will need to be saved and budgeted for. They may even impact my ability to reach the $5000 debt pay-off goal I’ve set for this 100 day spending fast.

So far, I’ve done well. From what I can tell, I’ve spent $15 on extra stuff since the start of January. That included one going away lunch for a co-worker and a Coke from the vending machine. The next few weeks should be spend-free, aside from groceries and gas.

I look forward to seeing my debt drop every month. Will you join me in the spending fast?

2 thoughts on “My 100 Day Spending Fast

    1. Yeah, it’s pretty cool in Colorado most of the time, and once I move closer to work, I won’t have to worry so much about being in the heat. I think it’s something I’m okay with putting off for a while.

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