Happy Halloween!!! October is over and I’m pretty excited about it. October was a busy month full of emotion. I don’t know what happened, but I was in a bit of a funk. Anyways, I’m glad we’re moving on to a new month and new goals. As I’ve mentioned before, we were planning on buying a house in the spring. However, I didn’t realize how quickly our lease would be ending and how long the house-buying process, from beginning to end, could take.
So, in November, we will begin the process of finding a reliable VA loan provider and getting pre-approved for a loan. Normally, this wouldn’t be a super long process, but VA loans are notoriously difficult and they always take time. Our plan is to go through a mortgage broker. Hopefully, we will be pre-approved and ready to start the house hunt in December.
As for October, it was an expensive month. We didn’t make much progress on debt repayment, mostly because we’ve been saving more for the house-hunt. Still, every month is one closer to less debt because we’re always making payments.
Last month, we were at the grand debt total of $71,137.
October’s number is a little better, but not much. $70,123
Not bad, but it’s very basic. We paid the minimum payments on everything except the Discover, and even that wasn’t as big as usual. I’m going to continue paying as much as I can on the Discover card, but I’m not too worried about it right now. We need to save a lot for all the things that are coming our way in January, like personal property taxes on our vehicles and whatever final closing costs we’ll need to pay for the house.
I’ll let you know more about the house situation soon! How was your October?