February has been one brutal month. This lovey month should have been more laid back, but I had a tough time in my classes and am still having a tough time. If you didn’t know, I started Security+ on the 19th. That being said, I’m not throwing a lot into this post because I have to study hardcore.
I’m going to give you the basics here. February gave us tax refunds. Hooray! We decided to out a little of it towards our debt, and keep the rest as a buffer in our checking account. This is because after I pass SEC+ (GOD-WILLING), we will immediately be moving to Denver, Colorado and will need to move money from our savings over to our checking to pay security deposits, etc.
So, we now have a large buffer in our account that will make it that much easier when moving time comes.
Also in February, we made an accidental payment on the Terrain. Thankfully, it counted for March’s payment, so we won’t need to make another payment until April. Yippee! As far as my goals from last month – we did pay off the Chase card, and we did get the Discover card down to $5000. SUCCESS.
I have no goals for March because there’s way too much going on and I don’t know what will happen with moving etc. I’m playing it by ear. It will probably be one of those months where we only pay the minimums on things, just to ensure there’s plenty of buffer for moving expenses. (Yes, the military does pay for our moving expenses, but we won’t be reimbursed until Aprilish.)
My goal is to simply survive.
As for debt pay-off totals, here are the numbers:
Somehow, Navient student loans went up. That’s probably because the interest is more than the minimum payment right now. I’m not worrying about it. I’ve got bigger fish to fry.
Total debt pay-off for February is $2161.
I’m satisfied with that number. We’re making kick-butt progress on the credit cards, which makes me so happy inside.
And that is all I have for today, and probably for a few more weeks. I’m going to be very very busy in March. Good luck everyone!